General Liability Insurance helps protect your business if someone gets hurt, their property is damaged, or you face a claim for something you advertised. It covers legal costs and damages so you can focus on running your business.
Protect your business from unexpected risks with General Liability Insurance – essential coverage for any business.
What is General Liability Insurance?
General Liability Insurance (GLI) protects your business from financial losses due to third-party claims of bodily injury, property damage, or personal injury caused by your products, services, or operations. It can also cover legal fees, settlements, or judgments if your business faces a lawsuit.
What Does It Cover?
Bodily Injury
Injuries to customers or visitors on your business premises.
Property Damage
Damage caused to someone else’s property by your business activities.
Personal & Advertising Injury
Claims like defamation, copyright infringement, or false advertising.
Legal Expenses
Attorney fees and court costs for covered claims.
Why You Need It
No matter the size of your business, accidents and lawsuits can happen. General Liability Insurance safeguards your finances and gives you peace of mind so you can focus on running your business.
How Much Coverage Do You Need?
Coverage depends on your business size, operations, and risk exposure. Our specialists can assess your needs and recommend the right limits.
Why Choose Us?
We provide tailored General Liability Insurance solutions with expert guidance and dedicated customer support, ensuring your business is protected from the unexpected.
A customer trips on a fixture at your business and gets injured.
Solution
Premises and operations insurance can help with hospital bills and damages as well as coverage for your business if the customer sues for negligence.
Lawsuits Coverage
Risk Factors
A former client files and wins a lawsuit over work performed by your company.
Solution
Products and completed operations insurance can help with the defense costs and in some cases, the legal damages for which you may be responsible.
Data breach coverage
Risk Factors
You lose confidential business and customer data when your computer system is hacked.
Solution
Cyber liability and data breach coverage can help provide you with legal and forensic assistance to attempt to recover stolen data, as well as ongoing data security consultation to help you manage cyber risks.
Disgruntlement Coverage
Risk Factors
A disgruntled former employee or even an applicant you didn’t hire brings legal action against your company.
Solution
Employment Practices Liability can help cover your business entity, directors, and employees if you are accused of wrongful termination, harassment, discrimination or other employment-related offenses.
Copyright infringement coverage
Risk Factors
A copyright infringement can arise from using someone else’s work in your business’ product or ad without their permission.
Solution
To prevent such liabilities from affecting your business, you should have general liability insurance.